High Medical Bills Got You Down? Learn How Missouri Accident Victims Can Negotiate a Lower Hospital Bill.

You were seriously injured in a Gladstone, MO auto accident. Now, you are starting to get better, and the bills are starting to roll in. You still need treatment, and you haven't gone back to work. You are wondering how you can protect your credit and still make ends meet.

High medical bills are an unfortunate side-effect of Missouri car crashes. It's not your fault you were injured, and it doesn't seem fair that you should have to deal with injury, pain, suffering, and high medical bills.

If you were injured in a Missouri car accident that was caused by someone else, speak to a Gladstone, MO auto accident lawyer. The Missouri accident attorney may be able to help you get insurance compensation for your injury and for other damages, such as pain, suffering, and lost wages. He may also be able to work with the hospital to get you a reprieve until your settlement comes in.

However, if you haven't spoken to a Missouri car crash lawyer, you can still negotiate a lower bill. Here's how.

• Talk to the billing department right away. Let the representative know that you aren't working or don't have insurance and can't afford to pay the bill. Many hospitals have programs to help patients who need it. But, they can't help you until you ask.
• Be polite. But, if you get turned down, ask again.
• Offer a smaller amount. Talk to the billing department and let them know how much you can afford to pay. They may be willing to take your offer in order to save on credit card or collection fees.
• Uninsured patients often pay more for procedures than insurance companies do. This is because insurance companies have preset arrangements with hospitals. The price charged to an uninsured patient may be three times the insured rate. Find out the fair market price for your procedure in the Healthcare Blue Book. Offer to pay this amount.
• If all else fails, negotiate a payment plan. Tell the billing representative how much you can pay each month and ask to work out a payment plan. Don't agree to pay any more than you can afford.
• If you are able to negotiate a lower rate or payment plan, it is important that you make your payments. If you don't, the hospital may revoke the discount.

Do you know what to do after a Missouri traffic accident? Find out in our book, 10 Essential Steps You Must Take To Protect Your Injury Claim. You can request a copy on this website at no charge.

To schedule a free consultation with a Gladstone, MO auto accident lawyer, contact Kansas City Accident Injury Attorneys at 888-348-2616.

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