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Type of Accident:
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James M. Roswold is licensed in Missouri Only. Heather A. Lottmann is licensed in Kansas and Missouri. Victor B. Finkelstein is licensed in Kansas and Missouri.

Six Common Misconceptions about Filing a Missouri Worker’s Compensation Claim

Missouri Workers' Compensation provides important benefits for persons who are injured while on-the-job. If you were injured at work, you may have questions about Workers' Compensation. This library article lists some common misconceptions that many Missouri residents have about Worker's Compensation claims.

Misconception #1: Most people believe that a pre-existing injury cannot be covered by Missouri Workers' Compensation.

This is not always true; if you aggravate or worsen a pre-existing injury or condition during a work-related activity, and the injury leaves you unable to work, then the entire injury may be considered work-related.

Misconception #2: Worker’s Compensation allows you to receive your regular rate of pay when you are injured.

In Missouri, an employee may receive temporary disability payments of up to two-thirds of his or her average weekly wage after missing three days of work. If the employee is off work more than 14 days, the employee then is paid for the first three days of work missed.

Misconception #3: You can only file a claim if you're injured on your company's job site. Any work-related injury can be covered by Workers' Compensation.

Worker’s Compensation includes coverage for injuries that occur while driving to employment-related appointments, while visiting off-site clients, while attending conferences or while engaging in any employment-required activity regardless of the location.

Misconception #4:
You can't file a claim for lung disease, cancer or hearing loss because you cannot prove these injuries are related to your job.

This is not true. Certain cancers, lung disease, asbestosis, asthma and hearing loss are linked to certain occupations. If you work in one of these occupations, you may have a valid Workers' Compensation claim. Even if you work in another occupation, a Missouri workers’ compensation attorney may be able to help you prove that your injury was caused by your job.

Misconception #5:
You are not entitled to benefits if you were at fault for your injury or illness.
Any employee who is injured while working is eligible for Workers’ Compensation benefits. There are two exceptions:

1. Any employee who deliberately hurts himself or others.
2. Any employee who was under the influence of alcohol at the time of the injury.

Misconception #6: If you are injured on the job, you are limited to the benefits available through Workers' Compensation.

If someone other than your employer is at fault for your injury, you may be eligible for additional benefits including pain and suffering by filing a third-party injury claim against the responsible person or company.

If you have questions about your on-the-job injury case or would like to know if you have a third party injury claim, schedule a free consultation the Missouri workplace injury attorneys at Kansas City Accident Injury Attorneys. Contact our Kansas City law office at 888-348-2616.

To learn more about work-related injury claims, request our free guide: “How to Avoid Becoming a Work Injury Horror Story”.


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Kansas City Accident Injury Attorneys
1102 Grand Blvd., Ste 1901
Kansas City, MO 64106
Phone: 816-471-5111
Toll Free: 888-348-2616
Get Directions
Kansas City Accident Injury Attorneys*
11900 College Boulevard, Suite 300
Overland Park, KS 66210
*By Appointment Only: Heather A. Lottmann & Victor B. Finkelstein

Type of Accident:
Motor Vehicle Accident
Workers' Compensation
Medical Malpractice
Other Personal Injury

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Type of Accident:
Motor Vehicle Accident
Workers' Compensation
Medical Malpractice
Other Personal Injury

Kansas City Accident Injury Attorneys
1102 Grand Blvd., Ste 1901
Kansas City, MO 64106
Phone: 816-471-5111
Toll Free: 888-348-2616
Get Directions

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