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Auto & Vehicle Accidents

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You Are in a Car Accident-Do You Know What to Do?

Many things make being involved in a car accident an unpleasant experience. Time off from work, repair bills, injuries, pain and inevitably, dealing with insurance companies complicates the healing and recovery process. Car accident victims want life to return to normal as quickly as possible. For many, the better you are prepared to deal with auto insurance companies, the more painless the process can be.

What to do before an accident ever happens:

1. Know your policy. Read through it and understand exactly what you have covered and for how much. The time to pour over pages of legal jargon is before you are scrambling to recover or care for an injured loved one. Address questions with your agent before you need the coverage.

2. Be sure to carry proper documentation with you at all times. If you are required to carry an insurance card in your vehicle, do not leave home again without one. It can save you a lot of hassle if you are hit, and a hefty fine if you are caught without it.

3. If you don't have a camera on your cell phone, purchase an inexpensive disposable camera to leave in your vehicle. If you are in an accident, you have the ability to take photos of the accident that are your own.

If you are in an accident:

1. Seek medical attention immediately if you or anyone in either vehicle is hurt or injured. Seeking medical attention comes before anything else and should not be delayed for any reason.

2. If there are no injuries that require immediate medical attention, be sure to gather all of the information you can about the accident. Take photos of the damage, write down the names and insurance information of the other parties involved. Do your best to get everything straight from the beginning.

3. Do not admit fault in any way. Answer questions and give the facts, but remember that it is not your job to diagnose responsibility. Insurance investigators are paid to look at the facts and determine fault; let them do their job. Keep your opinions to yourself.

4. Sign nothing. No releases, no waivers, nothing should get the benefit of your signature until you have spoken with your agent or a personal injury attorney like the Blue Springs auto accident attorneys at Kansas City Accident Injury Attorneys.

5. If you feel like you are getting the run-around, even from your own auto insurance agent, seek the advice of an attorney before you accept a settlement, a check of any kind or again, before you sign a single document.

Following the accident:

1. Keep an accurate written record of all conversations with anyone involved with your accident including insurance representatives,

2. Save all paperwork including receipts, medical bills, and car repair bills.

3. Tell the truth. When you speak with anyone from the insurance companies or law enforcement, be upfront about the facts. You don't want to say anything that might come back and get you when the investigation is over.

If you have been in an accident and you feel like you have been treated unfairly, the Independence automobile accident lawyers at Kansas City Accident Injury Attorneys offer a no cost, no obligation initial consultation. For more information, contact Kansas City Accident Injury Attorneys by calling 888-348-2616 for more information. Download your free copy of the resource guide 10 Essential Steps You Must Take To Protect Your Injury Claim for more information.

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