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Reporting Your Missouri Car Crash: Five Things You Should Never Say To An Insurance Adjustor

After a Jackson County, MO car accident, you may be shocked and upset. However, you will still need to call your insurance agent to report you accident. Our Jackson County, MO auto accident lawyers have put together these guidelines to help you avoid making a mistake that could cost your MO accident claim.

1. Never say "I am sorry". Apologizing for a car accident may be taken as an admission of fault. This could eliminate any chance of compensation for your injuries.

2. Don't make guesses about what happened. Even if you say "What I think happened is...", your statement may be taken as fact. Instead, say that the details are in the police report.

3. Never say, "I am fine." This is a common insurance company trick. The agent asks how you are doing. When you automatically say "fine", this is taken to mean that you have no injury. "Could be better" is an honest reply.

4. Never agree to sign a release for your medical records. This gives the insurance company permission to look at all your medical records, not just those pertaining to the accident. Learn more in our article, "Should I Sign a Medical Release Form After My Missouri Car Accident? A Warrensburg, MO Auto Accident Lawyer Says ‘NO!'"

5. Don't accept a settlement. Immediately after your accident, the insurance adjustor will try to offer a quick settlement. Settling before you know the extent of your injuries can leave you with unpaid medical bills. Always speak to a Jackson County, MO auto accident lawyer before accepting an insurance company's offer. On average, MO accident victims who work with an attorney receive settlements that are three times larger than those who represent themselves.

Remember to give your insurance company the facts, but never offer additional information. Don't agree to or sign anything until you've spoken to an attorney. Kansas City Accident Injury Attorneys offers free initial consultations. To schedule an appointment with a Jackson County, MO auto accident lawyer, contact Kansas City Accident Injury Attorneys at 888-348-2616.

For more tips that can help you protect your Missouri personal injury claim, 10 Essential Steps You Must Take To Protect Your Injury Claim.

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Auto & Vehicle Accidents

• Why are research and statistics that look at gender differences among drivers important? If I am hurt in an Independence, MO car accident, do the research and statistics matter?

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