Blog

Auto & Vehicle Accidents

• Vehicle Malfunction Leads to Fatal Accident in Missouri; No Passengers were Wearing Seat Belts

View All

Creating An Action Plan After A Missouri Auto Accident: Part 2

3. Your Insurance Plan

Once you have begun a course of treatment for your injuries and have contacted your employer, it is time for the next step. After a Missouri car accident, you will need to contact your automobile insurance company.

You will want to do this as soon as possible. The at-fault driver has a monetary limit on his insurance. This monetary amount must cover all the injury claims of everyone who suffered injury in the accident. If your claim is delayed, you may not get the compensation that you deserve.

If your injury is serious or your vehicle has suffered extensive damage, you may want to enlist the assistance of a St. Joseph, MO auto accident lawyer. The attorney will be able to advise you about the damages that you are entitled to and the value of your Missouri personal injury claim.

1. Your property damage claim: You will need to discuss the procedure for getting your car repaired with your insurance company. They may require you to use a particular auto repair shop or to have the damage evaluated by an insurance adjustor. Follow the insurance company's instructions. If you have questions about the process or the value of your claim, contact your St. Joseph, MO auto accident lawyer.

2. Rental cars: Ask your insurance representative if your insurance plan covers the cost of a rental car while your own vehicle is being repaired. Find out if you must rent from a particular agency and if you must pay the costs upfront. If the company plans to reimburse you, make sure you know what documentation they need to reimburse you. Find out how much of the cost they will pay and how long it will take for you to get paid back.

3. Your Missouri personal injury claim: You may be eligible for compensation for your medical bills, but your injury compensation may also cover other damages including lost wages, pain and suffering, and emotional trauma. Your St. Joseph, MO auto accident lawyer will negotiate with the at-fault driver's insurance company and check your insurance policy to find additional sources for compensation.

4. Worker's Compensation: If your Missouri auto accident occurred while you were working, your St. Joseph, MO auto accident lawyer can help you file a Missouri Worker's Compensation claim. He can also determine if there is a third party that is liable for your injury.

Go to: "Creating An Action Plan After A Missouri Auto Accident: Part 3"

Just Ask

Free Consumer Guides

Testimonials

• I’m highly satisfied, I would call Victor again. I needed his help, and he has been a great attorney. I’m very comfortable recommending victor to other clients. Now that I’m happy with how much he’s helped me, I’m definitely recommending him to anyone that needed his help.
• Heather was very nice and polite and very informative. Heather was very responsive when I asked her questions and very informative. Yes, she was very aggressive with the insurance company. She was very aggressive trying to get a higher amount. Yes she was very nice. She is very informative and knows what she is doing.
• It was great to work with Heather, she kept me informed about everything, the dos and the don’ts and what everything was and kept me on track. she was very professional she told you what was going on, she kept you a breast of everything that was going on, she was an excellent lawyer. Ms Heather and the whole staff at the Accident Injury firm, I would recommend them to anybody across the world, that they are excellent, honest attorneys.

View All

Latest News

• Posted on 5/15/2012Paramedics Injured in Auto Accident Caused by Speeding Motorist Running a Red Light
• Posted on 5/15/2012Three Children Killed in Tragic Accident Caused by Blown Tire on Missouri Highway

View All

FAQs

Auto & Vehicle Accidents

• Why are research and statistics that look at gender differences among drivers important? If I am hurt in an Independence, MO car accident, do the research and statistics matter?

View All

Web Resources

• Auto & Vehicle Accidents

more