An on-the-job injury is one of the most traumatic experiences a person may face during his lifetime. It only takes a single moment for a work accident to change your life forever. Even if the injury is temporary, a worker could still suffer through painful rehabilitation and the loss of several months—or years—of income. If you’re the sole provider of income for your family, you could be faced with the added stress of wondering how you’re going to provide for them throughout your recovery.
Unfortunately, too many workers place their trust in the hands of their employers and insurance companies after an accident. The employee assumes that they will be taken care of in exchange for all their years of hard work, only to find that the insurers will stop at nothing to save their own company’s money.
Download a Free Copy of Our Workers’ Compensation Guide
The first thing you should do after an on-the-job injury is to get as much information as you can about how the workers’ compensation system works. In our free book, The Workers’ Compensation Survival Guide - How to Avoid Becoming a Work Injury Horror Story, we explain how injured workers can protect their rights and get maximum compensation for their injuries. Request your copy and start educating yourself today!
Any Employee, in Any Industry, Can Suffer a Work-Related Injury and Qualify for Benefits
No industry is immune to on-the-job injuries. Whether you are a factory worker, construction worker, healthcare worker, or even an office worker, you face the risk of being injured while on the job. Employees have been hospitalized, paralyzed, or even killed as a result of work injuries, including:
- Repetitive motion injuries
- Occupational illnesses
- Crushing injuries or amputations
- Struck by object injuries
- Work-related car accidents
- Slipping or tripping
- Strain-induced heart attacks
- Numerous other injuries
Not only are injured workers forced to suffer through lengthy and painful rehabilitation, they must also cope with the psychological effects of the injury, and the economic consequences of being off work. Many injury victims have endured such serious injuries that they cannot return to their former jobs, forcing them to take less strenuous work for much less pay.
Missouri and Kansas State Laws Offer Protection for Injured Workers
Under Missouri workers' compensation law, an employee who has suffered a permanent injury can get regular monthly payments to make up for the loss of future wages. However, workers will have to fight hard for their rights to compensation. Many workers are so overwhelmed or in pain that they simply do not have the strength to fight—resulting in the loss of thousands of dollars in potential income.
“Why Would I Need a Workers’ Compensation Attorney?”
While you may have been led to believe that the workers' compensation laws in Missouri and Kansas are simple and straightforward, the fact is that work injuries often present complex medical and legal issues. If an employee attempts to “go it alone” against his company’s insurance agent, he will often find his claim denied or become buried in paperwork before he will get a dime. In addition, a recent study indicates that injured workers who did not seek legal advice on their claims received approximately 50 percent less compensation than those who retained the services of an attorney.
You Should Consult with a Workers' Compensation Lawyer If You Have Experienced Any of the Following Situations:
- Your employer claims that your injury happened outside of work,
- Your employer has said that you were at fault for the injury and not entitled to payment,
- The company’s insurance adjuster has tried to convince you that you don't need an attorney,
- The insurance adjuster is pressuring you to make a statement before releasing your benefits,
- Your company doctor says you can go back to work, but you don’t think you are ready,
- Your injury is stable, but you cannot go back to your old job,
- Your workers’ compensation benefits have been denied, delayed, or terminated before your recovery.
Talk to a Workers' Comp Lawyer BEFORE Hiring a Lawyer
If you are not sure if you need an attorney for your workers' comp claim, we will be happy to listen to your story and tell you whether or not you need legal assistance to receive the benefits you deserve.
Our Kansas City workers' compensation attorneys are proud to represent injured workers throughout the entire region. In addition to our headquarters in downtown Kansas City, we also have offices in Overland Park, Lee's Summit, and Parkville. Call us today at 816-471-5111 or toll-free at 888-348-2616 for an honest, no-nonsense appraisal of your case at no cost or obligation.