If you were injured in a motor vehicle collision that was caused by a negligent driver, you want to win your case and receive the maximum recovery in your settlement. However, this can be difficult if the insurance company is fighting to deny your claim or trying to get you to accept a low settlement offer.
One way to ensure that you receive all the compensation you deserve is to wait until you reach your maximum medical improvement (MMI) before settling your claim. Here’s why your MMI is so important in your case.
What Is Maximum Medical Improvement?
MMI is the stage in your medical care where you have a clear picture of how serious your injuries are and how they will affect your life. It can take months or longer to reach this stage in your treatment, especially if you suffered multiple or permanent injuries, which is common in motor vehicle crashes. You reach MMI when one of the following occurs:
- You have fully recovered from your injuries.
- You have reached the stage in your medical care where you have recovered as much as you can. At this point, a doctor can give you a final prognosis as to the future medical care you will need and how your injuries will impact your ability to work and the quality of your life.
Two Reasons Not to Settle Your Case Before You Reach MMI
At Kansas City Accident Injury Attorneys, our knowledgeable lawyers understand how important your MMI is to receiving all that you are entitled to in your settlement. Even though it can be frustrating to wait to settle your claim, here are two reasons why this is most often the best strategy.
Value of Your Claim
Under both Kansas and Missouri laws, you are entitled to recover your past and future medical expenses, lost wages, and pain and suffering from the at-fault motorist who caused your accident. However, even an experienced attorney cannot accurately determine your future damages until you reach your MMI and know whether you can fully recover from your injuries.
Finality of Your Settlement
Once you settle your claim with the insurance company, your settlement will be final. This means that you cannot reopen your claim or file a new one if you later discover that your injuries were more serious than you thought.
The insurance company will require you to sign a release before they send you your check. This legal document will state that this is a final settlement of your claim and that you are giving up your right to any future payments.
Have You Been Injured in a Kansas City Area Motor Vehicle Accident?
If you've been injured in a motor vehicle accident, you need to speak with an experienced motor vehicle accident lawyer as soon as possible. It will cost you nothing to hire us because we handle these cases on a contingency fee basis where you only pay us if we win your case. We will also front the costs and fees you could incur. Contact us online or call our Kansas City office directly at 816.471.5111 to schedule your free consultation.