When you're injured in a bicycle accident that wasn't your fault, you need to take steps to protect your health and your claim for compensation. The actions that you take right after your crash can have a direct impact on your ability to obtain all the compensation you deserve from the negligent driver’s insurance company.
Here are the top six things that you need to do.
Seek Medical Care
Bicyclists have little-to-no protection in a vehicle collision. If you suffered obvious injuries, you should get prompt medical care to ensure your wellbeing. Even if you believe you only sustained minor injuries—or think you're not hurt at all—a thorough examination by a physician helps avoid hidden medical complications that could become more serious and potentially life-threatening. Your medical care is documented, which helps prevent disputes with the insurance company.
Call the Police
Contact the police, and remain at the accident scene until they arrive. The police report provides you with valuable information that might prove the other driver’s negligence. These details include:
- Driver’s statement
- Narration of how the crash occurred
- Police officer’s conclusions as to who caused it
- Whether the driver was issued a traffic citation
Obtain Contact Information
At the accident scene, get contact information for the at-fault motorist and his insurance company. Be sure to do this for any witnesses too. If you don't, you might not be able to locate them later, possibly losing vital evidence to prove the driver was the negligent party.
Use your cellphone to take pictures and video of the damage to your bicycle and gear, the vehicle that hit you, your injuries, and the accident scene. If you're too injured to do this, ask for help documenting the scene.
Preserve Crucial Evidence
After you've taken photos of your bike, gear, and all your clothes, don't repair or replace them; keep them in a safe place in their original condition. Your attorney might need to show their condition as evidence to prove the extent of your injuries and the negligent party's liability.
Retain an Attorney
One of the most important first steps you can take is to hire a bicycle accident attorney as soon as possible. He'll collect the evidence you need, file your claim with the insurance company, and negotiate a proper settlement so you're fully compensated for your injuries.
Have You Been Injured In A Kansas City Area Bicycle Accident?
If you've been injured in a bicycle accident you need to speak with an experienced personal injury attorney as soon as possible. Please contact us online or call our Kansas City office directly at 816.471.5111 to schedule your free consultation.