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James M. Roswold is licensed in Missouri Only. Heather A. Lottmann is licensed in Kansas and Missouri. Victor B. Finkelstein is licensed in Kansas and Missouri.
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Auto & Vehicle Accidents
I’ve been offered an insurance settlement. What is my Kansas City car crash injury really worth?
After you’ve been injured in a car wreck, the insurance companies will try to act quickly. It’s not that way want you to get compensated right away; it’s that they want to save money. At this point you may not even know what your crash related expenses will be, so how can you tell if you’re getting a fair settlement?
There is no set answer about how much money an accident victim is entitled to. A fair settlement will depend on the severity of the injuries, how much treatment is needed, the amount of property damage, who was at fault, and other factors.
The types of damages you may recover include:
Medical Expenses: Medical expenses include all the expenses that were incurred to treat an injury. These include emergency room expenses, hospital costs, doctor’s visits, chiropractic care fees, physical therapy and rehabilitation expenses, the cost of all medical devices such as crutches and neck braces that are needed for recovery, and the costs of medication. Medical expenses are often the basis for calculating the value of an insurance settlement.
Future Medical Expenses: If the accident victim will need on-going medical care as a result of the accident, future medical expenses related to the injury and its complications are recoverable. The amount will be determined based on the advice of your doctor and other medical experts.
Pain and Suffering: These damages are granted for physical pain resulting from the accident. Damages are based on the nature of the injury, the severity of the pain, and by how long the pain lasts.
Mental Anguish: Damages for mental anguish include compensation for any emotional or mental distress caused by the accident or injury. Emotional distress includes apprehension, fright, anxiety, nervousness, worry, loss of dignity, humiliation, grief, shock, or embarrassment. If you were physically disfigured by the accident, you may also recover damages for mental suffering.
Lost Wages: You may recover any money you would have earned had you not been injured. Generally an award includes the wages that would have been earned between the time of the accident and the time of judgment or settlement. You may recover lost wages if you are unemployed if you can show what you could have earned during this time period.
Loss of Earning Capacity: You may be able to recover damages for future earning capacity if you can show that your ability to earn a living was impaired by the accident or injury.
Loss of Consortium: These damages refer to the loss of the benefits of married life when a spouse is injured. The damages are usually awarded to the spouse that is not injured and may include loss of companionship, affection, comfort, solace, help and sexual relations.
Property Damage: This is recovery for the damages to your car and any other property that was damaged.
No matter what the insurance company offers, don’t sign anything or agree to any amount without first consulting an experienced Kansas or Missouri car crash lawyer. A good lawyer can let you know if the settlement is fair.
When you contact the Kansas City Accident Injury Attorneys, we will set up a free case consultation where we will listen to your story and give you an estimate of how much your claim is worth.
Just Ask
Kansas City Accident Injury Attorneys
1102 Grand Blvd., Ste 1901
Kansas City, MO 64106
Phone: 816-471-5111
Toll Free: 888-348-2616
Get Directions
1102 Grand Blvd., Ste 1901
Kansas City, MO 64106
Phone: 816-471-5111
Toll Free: 888-348-2616
Get Directions
Kansas City Accident Injury Attorneys*
11900 College Boulevard, Suite 300
Overland Park, KS 66210
*By Appointment Only: Heather A. Lottmann & Victor B. Finkelstein
11900 College Boulevard, Suite 300
Overland Park, KS 66210
*By Appointment Only: Heather A. Lottmann & Victor B. Finkelstein
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Kansas City Accident Injury Attorneys
1102 Grand Blvd., Ste 1901
Kansas City, MO 64106
Phone: 816-471-5111
Toll Free: 888-348-2616
Get Directions
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Testimonials
- I’m highly satisfied, I would call Victor again. I needed his help, and he has been a great attorney. I’m very comfortable recommending victor to other clients. Now that I’m happy with how much he’s helped me, I’m definitely recommending him to anyone that needed his help.
- Heather was very nice and polite and very informative. Heather was very responsive when I asked her questions and very informative. Yes, she was very aggressive with the insurance company. She was very aggressive trying to get a higher amount. Yes she was very nice. She is very informative and knows what she is doing.
- It was great to work with Heather, she kept me informed about everything, the dos and the don’ts and what everything was and kept me on track. she was very professional she told you what was going on, she kept you a breast of everything that was going on, she was an excellent lawyer. Ms Heather and the whole staff at the Accident Injury firm, I would recommend them to anybody across the world, that they are excellent, honest attorneys.
Latest News
- Posted on 5/15/2012Paramedics Injured in Auto Accident Caused by Speeding Motorist Running a Red Light
- Posted on 5/15/2012Three Children Killed in Tragic Accident Caused by Blown Tire on Missouri Highway