1. Giving a recorded statement
The insurance adjuster may tell you that they require a recorded statement before they can make a settlement offer. This is definitely not true. They would like a recorded statement because it may provide them with information that could be used to deny or devalue your claim.
You may think you will be fine as long as you tell the truth. However, once the recorded statement is made, it is turned over to the insurance company's lawyers. They look for ways the recording can be used against you if your case comes to trial.
2. Demanding too much or too little
Do you know how much your claim is worth? If you ask for too little, the insurance company might be happy to meet your demand. But, you may end up missing valuable compensation. You may also end up paying medical bills out of pocket.
If you ask for too much, the insurance company will know that you do not truly understand the value of your claim. They - and a judge or jury - may see you as greedy.
Read our article, "What Is My Case Worth?" to learn how a Liberty, MO auto accident attorney calculates the value of a Missouri accident claim.
3. Assuming you will be treated fairly
You know that you didn't cause the accident, and you assume that - in a fair world - you would get fair compensation. However, if you aren't able to provide evidence supporting your Liberty, MO accident claim, you may be denied the compensation you deserve.
4. Taking the insurance company's "FINAL" offer
The insurance company may make you a "final offer." Does this mean that you lose your chance for compensation if you don't accept it? No, but the insurance company is banking on you believing that you do.
You (or the other driver) paid for car insurance. If you are injured by a negligent driver, the insurance company is legally bound to pay your claim. However, they will use any means available to get you to accept a lower settlement than you deserve.
Have You Been Injured In A Kansas City Area Car Accident?
If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Kansas City office directly at 816.471.5111 to schedule your free consultation.