If you were injured in a Missouri automobile accident, you may have more to worry about than your pain and injuries.  After the emergency room, hospital, surgery, physical therapy and follow-up doctors, you may have medical bills totaling thousands of dollars. If your injury was serious, you may need on-going medical treatment or therapy, and the medical bills will keep piling up. You may wonder:
Who pays my medical bills after a Missouri car accident?

Can the medical bills affect my credit? 

In Missouri, the driver who is at-fault in an accident is responsible for compensating accident victims for the medical bills incurred that accident.  However, it takes time to get an insurance settlement, and car accident medical bills may be handed over to a collection agency.  Problems paying medical bills can impact an injury victim's credit score and credit rating.   
So, what do you do if the hospital is calling you and the medical bills need to be paid?  
One option is to use your own health insurance.  Submitting your medical bills to your own health insurance company for payment ensures that your bills are paid and you get the health care that you need.  This doesn't stop you from collecting payment from the at-fault driver's insurance company. However, if you collect a settlement, your health insurance company will expect to be paid back.  So, keep copies of all your bills and insurance forms.
If you don't have health insurance, what can you do? A Gladstone, MO auto accident lawyer will work with you and your medical care providers to ensure you get the treatment you need without worries about the bills.  A lawyer may be able to get your doctor to delay your bill until your Missouri injury settlement is paid, so you can avoid credit problems.

Have You Been Injured In A Kansas City Area Car Accident?

If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Kansas City office directly at 816.471.5111 to schedule your free consultation.

James Roswold
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James Roswold is a Kansas & Missouri personal injury, workers comp, and medical malpractice attorney.