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Kansas City Accident Injury Attorneys

I’ve Been Offered an Insurance Settlement for My Car Accident. What Is My Injury Claim Really Worth?

After you’ve been injured in a car accident, the insurance companies will try to act quickly to settle your claim. The reason they do this is not because they want to make sure you get compensated right away; it’s because they want to save themselves money. At this point after the accident, you may not even know what your crash-related expenses will be, so how can you tell if you’re getting a fair settlement?

There is no set answer about how much money an accident victim is entitled to. A fair settlement will depend on the severity of your injuries, how much treatment you needed, the amount of property damage involved, who was at fault, and other factors.

The Types of Damages You May Recover Include:

Medical Expenses

Medical expenses include all the expenses that were incurred to treat an injury. These include emergency room expenses, hospital costs, doctor’s visits, chiropractic care fees, physical therapy and rehabilitation expenses, the cost of all medical devices such as crutches and neck braces that are needed for recovery, and the costs of medication. Medical expenses are often the basis for calculating the value of an insurance settlement.

Future Medical Expenses

If you will need on-going medical care as a result of the accident, future medical expenses related to the injury and its complications are recoverable. The amount will be determined based on the advice of your doctor and other medical experts.

Pain and Suffering

These damages are granted for physical pain resulting from the accident. Damages are based on the nature of the injury, the severity of the pain, and by how long the pain lasts.

Mental Anguish

Damages for mental anguish include compensation for any emotional or mental distress caused by the accident or injury. Emotional distress includes apprehension, fright, anxiety, nervousness, worry, loss of dignity, humiliation, grief, shock, or embarrassment. If you were physically disfigured by the accident, you may also recover damages for mental suffering.

Lost Wages

You may recover any money you would have earned had you not been injured. Generally an award includes the wages that would have been earned between the time of the accident and the time of judgment or settlement. You may recover lost wages if you are unemployed if you can show what you could have earned during this time period.

Loss of Earning Capacity

You may be able to recover damages for future earning capacity if you can show that your ability to earn a living was impaired by the accident or injury.

Loss of Consortium

These damages refer to the loss of the benefits of married life when a spouse is injured. The damages are usually awarded to the spouse that is not injured and may include loss of companionship, affection, comfort, solace, help and sexual relations.

Property Damage

This is recovery for the damages to your car and any other property that was damaged.

Our Experienced Personal Injury Attorneys Will Defend Your Right to Fair Compensation after a Car Accident

No matter what the insurance company offers, don’t sign anything or agree to any amount without first consulting an experienced Kansas or Missouri car crash lawyer. A good lawyer can let you know if the settlement is fair.

When you contact the Kansas City Accident Injury Attorneys, we will set up a free, no-obligation case consultation where we will listen to your story and give you an estimate of how much your claim is worth. Our headquarters is conveniently located in Kansas City, but we also have offices in Overland Park, Lee's Summit, and Parkville. We're proud to serve both Kansas and Missouri, call us today at 816-471-5111 to learn how we can help you.

James Roswold
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James Roswold is a Kansas & Missouri personal injury, workers comp, and medical malpractice attorney.

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