Kansas City parking lots can be dangerous. Parking lot accidents account for 14 percent of all accident insurance claims. Driving through a sea of cars without directional signals can spell chaos, especially during peak shopping hours. Property damage and other issues can create a headache for motorists that planned a day of errands, not automobile accidents.
What should you do if you are involved in a parking lot fender bender? Take a few minutes to gather whatever information you can; this may help figure out who's at fault during an investigation of the accident. Here are a few more tips that can help save you trouble in the long run.
- 1. Make sure everyone is alright. Check for injuries and call for emergency services if necessary. Do not wait, some injuries require immediate attention.
- 2. Look around for witnesses who saw the accident. This is very important. Watch for other motorists or pedestrians who saw the accident. Take down the names and phone numbers of people who are willing to verify what happened. Securing witnesses may be a great help to you if there is a dispute with the other driver. A good tip is to secure independent witnesses; your passengers may not carry as much objectivity as a bystander.
- 3. A picture is worth a thousand words. If you have a camera on your cell phone, flip it open and take pictures of the damage. You can also snap pertinent photos of the parking lot surrounding the accident. This may help answer questions and reconstruct the scene if there is a question later.
- 4. Call the police. Even if the parking lot is on private property, you may need a police report number in order to file an insurance claim later. If the police are reluctant to come, follow up with a walk-in report. Find the nearest police station and file a statement with the officers on duty. Again, this may be necessary to help you document your side of the story.
- 5. Call your insurance company and alert them to what has taken place. Even if you do not file a claim in the end, it is important to alert your agent. Nationally, nearly 15 percent of motorists are uninsured. Your policy may have a clause that will provide you with protection for uninsured motorists. Placing a call to your agent may help get the ball rolling.
- 6. If you sustained injury and have questions after an accident, seeking the advice and or counsel of an experienced personal injury attorney is advisable.
The Kansas City auto accident attorneys at Kansas City Accident Injury Attorneys offer a free consultation; you can reach them by calling 888-348-2616. For more information, check out the free resource guide 10 Essential Steps You Must Take To Protect Your Injury Claim.