If a negligent driver caused you to suffer serious injuries in a motor vehicle accident, they are responsible for compensating you for your medical expenses, lost wages, pain and suffering, and more under Kansas and Missouri laws. However, it can be complicated to know how much to ask for when filing your claim and whether you are getting a fair settlement from their insurance company.
You may be considering settling your claim on your own to save money. However, the insurance company will try to take advantage of you and deny your claim or make an offer that is far less than you are entitled to. Here are reasons why it is essential to hire an experienced motor vehicle accident lawyer if you want to win your case and obtain justice.
Reason #1: Investigation of Your Claim
You must prove the other driver's negligence in causing your accident in order to obtain damages from their insurance company. This may be difficult to establish if there are real questions about liability or the insurance adjuster makes up bogus ones as a reason to deny your claim.
A skilled lawyer will conduct a thorough investigation into the cause of your collision. They will also collect the evidence you need to prove that the other motorist was completely to blame for your injuries. Helpful proof they can obtain includes:
- Police report
- Witness statements
- Photos and videos of the damage to the vehicles, crash scene, and your injuries
- Surveillance camera footage of the collision
- Black box data from the vehicles
- Reports from accident reconstruction experts or other expert witnesses
Your lawyer will also collect the documents you need, such as medical records and bills, paystubs, and repair receipts, to prove the amount of compensation you deserve.
Reason #2: Knowledge of the Law
Your lawyer will understand the Kansas or Missouri laws that apply to your case, such as what you need to prove to establish the at-fault driver's negligence and the types of damages you should recover from them. They will also know the court procedures and rules you must follow if you need to litigate your case.
Reason #3: Value of Your Claim
After completing a thorough investigation into the cause of your accident and the seriousness of your injuries, your attorney will be able to accurately determine how much your claim is worth. They would base their decision on the evidence they have collected of your losses and their experience settling and litigating motor vehicle accident claims for other injured victims.
Reason #4: Negotiation With the Insurance Company
One of the benefits of having a lawyer at your side is that they will file your claim and take over all communications with the insurance company. This will help you avoid mistakes that could hurt your case, like agreeing to give a recorded statement or signing a blanket medical release prepared by the insurance company.
Your attorney will also negotiate your settlement for you. They will know the typical arguments that the insurance adjuster could use to not pay you the maximum recovery you deserve and will have strategies to defeat them.
Reason #5: Litigation of Your Case
While most motor vehicle accident cases are settled at some point before a jury trial, some victims must file a lawsuit and litigate their claim. If the insurance company refuses to be reasonable or the statute of limitations will expire soon, you will need to file a civil complaint against the negligent driver.
You would need a lawyer licensed in the state where your accident occurred to file a lawsuit on your behalf. At Kansas City Accident Injury Attorneys, our skilled legal team is licensed to practice law in Kansas and Missouri, and we have extensive experience fighting for the rights of our clients in court in both states.
What to Look for When Hiring a Lawyer
There are many attorneys in Kansas City who advertise that they represent motor vehicle accident victims. However, it is important to select the right lawyer for your case. The last thing you want to do is retain a settlement mill firm that is more interested in quickly settling their claims than ensuring that their clients receive all that they deserve in their settlements. Here are some tips on what to look for in an attorney:
- Experience. You need a lawyer who handles a lot of car, truck, motorcycle, and other types of motor vehicle accident claims. You do not want to pick one who primarily handles slip and fall accidents or other personal injury cases.
- Track record of success. Your attorney should have a record of success in settling motor vehicle accident claims and winning these cases at jury trial. You should review the case results on the firm's website and ask them about this at your initial free consultation with them.
- Communication. It is important that your lawyer is available when you have questions and keeps you informed of the status of your case. You also want to be sure that you communicate well with them and feel like you can trust them to fight hard so that you receive a fair settlement.
Have You Been Injured in a Kansas City Area Motor Vehicle Accident?
If you've been injured in a motor vehicle accident, you need to speak with an experienced motor vehicle accident lawyer as soon as possible. It will cost you nothing to hire us because we handle these cases on a contingency fee basis where you only pay us if we win your case. We will also front the costs and fees you could incur. Contact us online or call our Kansas City office directly at 816.471.5111 to schedule your free consultation.