Not yet. Experiencing the shock of a large truck accident is a significant change to your life. In the aftermath, you must make many decisions to file your injury claim.
Even choices that seem simple are really more complex than you think.
One seemingly innocent request from an adjuster for the other driver's insurance company is for a recorded statement. You should know that it's rarely a good idea to agree to give one.
Three Reasons Not to Agree to Give a Recorded Statement
A recorded statement is a tape-recorded question and answer session between you and the insurance adjuster. It's later transcribed into a written statement.
An adjuster might claim he needs to take your statement in order to complete his investigation and settle your claim.
While it's true the adjuster must conduct an investigation, he doesn't need your recorded statement to do this. He's most likely looking for information to reduce or even deny your claim.
Some truck accident victims make the mistake of giving recorded statements and later find they've hurt their cases as a result.
Why You Shouldn't Provide A Recorded Statement After A Truck Accident
You'll make many statements about the accident and your injuries from the time of your collision until claim settlement. The insurance adjuster will look for inconsistencies in what you said when giving a recorded statement and at other times to argue that you're not a credible witness.
The insurance adjuster could ask confusing questions to get you to agree to statements you don't really mean. Even if you're careful, certain replies might hurt your claim.
Your recorded statement can be used against you in court hearings if you must file a lawsuit. For example, the lawyer for the trucker and transportation company could use it when cross-examining during trial if you say something different while testifying.
Take These Steps If Asked for a Recorded Statement
You're not required to give a recorded statement to settle your truck accident claim. If an insurance adjuster asks you to give one, here's what you should do:
- Politely refuse the request, or advise the insurance adjuster that you cannot make a decision until you consult with an attorney.
- Retain an experienced truck accident lawyer as soon as possible. He can take over negotiations with the insurance company and negotiate your settlement so you receive the compensation you deserve.
Have You Been Injured In A Kansas City Area Truck Accident?
If you've been injured in a truck accident you need to speak with an experienced truck accident lawyer as soon as possible. Contact us online or call our Kansas City office directly at 816.471.5111 to schedule your free consultation.