Slow down. The purpose of insurance is to cover anyone who is injured when a driver causes an accident. So, your first step will be to file a claim against the driver's insurance company. If the insurance company behaves responsibly and offers you a fair settlement, you may not need to file a lawsuit.
However, if the insurance company refuses to cover your medical expenses and other losses, you may no choice but to file a lawsuit. Although you are requesting insurance compensation, it is the at-fault driver that must be sued. However, compensation for your Missouri accident injuries will come from his insurance carrier. If you don't file a lawsuit, only the insurance company benefits.
Have You Been Injured In A Kansas City Area Car Accident?
If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Kansas City office directly at 816.471.5111 to schedule your free consultation.