Yes, the trucking company or its insurance company might very well engage in surveillance. This action is more likely if the value of your claim is worth more—common in these cases due to the catastrophic injuries victims experience.
Why Would the Insurance Company Spy on Me?
Surveillance is an insurance company tactic for two major reasons:
- Adjusters want to verify the seriousness of your injuries.
- If there's a chance you could be caught doing something you shouldn't be able to because of your injuries, the carrier would use this information to reduce your claim amount or deny it completely.
When Could I Be Watched?
Most insurance adjusters hire private investigators for surveillance—sometimes more than one, and they often rotate vehicles to make it harder for you to spot them. They may take photos or videos of you in compromising situations, and even record your conversations in public. While these investigators can't go into your home and snoop around unless you invite them in, they might set up a video camera outside your home to record your activity.
You need to realize that surveillance can happen anytime and frequently until your claim is resolved. However, here are some of the most common scenarios:
- Doctor appointments
- Before and after your deposition
- Before your jury trial
Social Media: Another Way the Insurance Company May Watch You
The insurance company, its private investigator, or its attorney may also probe your social media accounts for information pertaining to you and your accident recovery. They would be searching for damaging statements you made about the crash, evidence of your injuries, and photos of you doing activities that, theoretically, your injuries might prohibit. Most of the major social sites are included in this surveillance, including:
- Facebook and Facebook Messenger
While your claim is being resolved, be careful about what you post. Don't discuss your injuries, the accident, how the claims process is going, photos of you engaging in certain activities, or let others tag you in photos. It's not that you have anything to hide—but the less of a footprint you have on social media about this incident, the better.
Your legal counsel will work with you to develop strategies regarding handling surveillance and other aspects of your case.
Were You Injured In a Kansas City Area Truck Accident?