If you weren't hurt and only had minor damage to your vehicle that will cost a few hundred dollars or less to repair, you can probably handle the claim on your own.
But if you need to file a claim for compensation due to severe injuries or property damage, you'll usually need the assistance of a skilled auto accident attorney.
Five Types of Claims That Require an Attorney
Certain accidents have layers of complex details such as witness statements, spoliation letters to preserve evidence, comprehensive medical treatments and expenses, wage loss and future earnings negations, and other factors. They go beyond simple fender-bender repairs and take into consideration how your life and ability to work and take care of your family are affected by an unexpected turn of events. Here are five circumstances that benefit from legal counsel expertise to ensure proper financial recovery.
Serious Injuries or Death
If you or a loved one suffered catastrophic injuries in an auto or a truck collision, there are numerous factors that contribute to your right to compensation. You'll need a legal team that can examine the evidence and place the proper valuation on your claim—two things that are more challenging for you to do after such a serious incident. If you've lost a loved one due to a devastating crash, there are likely even more complicated issues to deal with—and because the value of your claim will be significant, the insurance company might look for reasons to reduce or deny it.
Disputes With the Insurance Company
If the at-fault motorist’s insurance company argues that you were partially at fault or your injuries aren't as serious as you say, hire an attorney as soon as possible. He'll have strategies to refute these arguments and can collect the necessary evidence to win your case.
Multiple Liable Parties
If you were involved in a multi-vehicle crash, determining who's responsible for your compensation can be difficult. It also can be challenging to negotiate settlements with multiple parties simultaneously as they claim others are partially or completely to blame.
If the negligent driver didn't have auto insurance or it was insufficient to fully pay you what you're owed, you may need to file a claim with your insurance company. A lawyer can identify all sources of compensation and fight for what you deserve—which may not be easy even with your coverage provider.
Filing a Lawsuit
If the insurance company refuses to offer you a prompt and fair settlement of your claim, you and your lawyer may have to file a lawsuit against the negligent driver or multiple parties.
However, you only have a certain time period, called the statute of limitations, to do this according to Kansas and Missouri laws—usually about two years, depending on the circumstances. If you miss this deadline, you lose your right to sue. A lawyer ensures your complaint is filed before this time period expires.
To learn if your case will benefit from a lawyer's knowledge and approach, take advantage of the offer of a free consultation most lawyers provide to ensure your legal rights are protected.
Were You Injured In a Kansas City Area Car Accident?