You are better off to do some research first before you take a settlement from the insurance company. Find out more about the actual cost to repair the damages your vehicle has sustained. Insurance companies offer the “quick settlement” as a way to get you to take a lot less money than you need to repair your car. It looks hassle free, but it won’t look that way when you go to get your car repaired, and end up having to pay a lot out of pocket.
The insurance adjuster often puts details about your car’s damages into their computer to give you their estimate on how much it will cost to fix it. You should be wary of this amount. Once you cash the settlement check your case is complete, and the outcome cannot be changed. Be absolutely sure you are getting a fair amount before you do that.