Many of our clients ask us how long it will take us to settle their motor vehicle accident claims. While we wish we could give a firm answer, the reality is that each case is different, and the time period it will take to reach a settlement will depend on many factors. However, understanding what these factors are can give you a sense of what could delay a resolution of your case.
Issues That Can Impact How Long it Takes to Settle Your Claim
There is a good chance that the insurance company would be willing to settle your claim quickly if you are willing to accept far less than what your claim is really worth. However, it is not in your best interest to accept an initial low-ball offer because it would not fully compensate you for your past and future medical expenses, lost wages, and pain and suffering.
You may have to fight long and hard to receive all that you deserve in your settlement. Here are some of the factors that could impact how long the process could take.
The Seriousness of Your Injuries
You need to wait until you reach your maximum medical improvement to settle your case. This is the stage of your medical treatment where you have fully recovered or recovered as much as you will. You cannot know the amount of your future damages until this point in your medical care and should not settle your claim until then.
Disputes With the Insurance Company
If the insurance company raises serious disputes about the cause of your motor vehicle crash or the severity of your injuries, this could delay settling your claim. Your lawyer may need to retain an expert witness, like an accident reconstruction expert, or obtain other evidence to convince the insurance company of their liability to pay you what you deserve.
Insurance Company's Cooperation
Some insurance companies are more cooperative to work with than others. If you retain an experienced motor vehicle accident lawyer who handles many of these cases, they will know whether the negligent driver's insurance company will be easy or difficult to work with to resolve your claim.
You may need to file a lawsuit if the insurance company does not offer you a fair settlement or the deadline to file your complaint will expire soon. While you will still most likely settle your case, you may need to go through some of the litigation process before this happens.
Have You Been Injured in a Kansas City Area Motor Vehicle Accident?
If you've been injured in a motor vehicle accident, you need to speak with an experienced motor vehicle accident lawyer as soon as possible. Contact us online or call our Kansas City office directly at 816.471.5111 to schedule your free consultation.